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Bajaj Housing Finance Limited Makes E-Home Loan Process Fast and Hassle-Free

  • Friday, July 24, 2020 4:50PM IST (11:20AM GMT)
With its online application process, Bajaj Housing Finance Limited has made applying for a home loan simple and convenient
 
Pune, Maharashtra, India:  Most home buyers will agree that getting a home loan is a tedious task. From doing research to finding the best home loan deal, to filling out the loan application form, visiting the branches and getting involved in heaps of paperwork, applying for a loan has always been a lengthy process. 
 
To address this, Bajaj Housing Finance Limited (BHFL), a wholly owned subsidiary of Bajaj Finance Limited has recently launched E-Home Loan for home buyers. By applying for it, borrowers can get approval on this digital home loan within 10 minutes without the hassle of visiting the lender’s office.
 
Through its hassle-free and time-saving application process, this E-Home Loan is platform designed to help borrowers fulfil their mortgage needs online. 
 
To apply for an E-Home Loan from BHFL, borrowers need to follow the following simple steps:
 
  1. Visit the Bajaj Housing Finance Limited website and fill out their details on the online loan application form and submit the form.
  2. After submitting the form online, a loan offer is generated. This helps the borrower know his/her loan eligibility without having to visit any branch.
  3. Loan applicants can simply download a Digital Sanction Letter by paying a nominal fee. This sanction letter comes with a validity of 6 months (T&C apply).
  4. To apply and avail the loan, borrowers can connect with BHFL on the email id or phone number provided by the lender in the digital sanction letter within the 6-month validity period.
 
Apart from its easy online application process, the E-Home loan from Bajaj Housing Finance Limited offers borrowers a host of other benefits. These include:
 
  1. Digital Sanction letter in 10 minutes: With its faster application processing and approval process, BHFL provides loan applicants with a digital sanction letter in just 10 minutes on applying for an E-Home Loan.
  2. Online application process: Borrowers can experience a hassle-free loan application process with BHFL’s digital E-Home Loan application from the comfort of their homes.
  3. Easy E-balance transfer facility: Borrowers can reduce their home loan EMIs by easily transferring their existing Home Loan to BHFL at a lower interest rate with minimal documentation.
  4. Interest Subsidy under PMAY (T&C apply): Borrowers can avail a subsidy of up to 6.5% on the interest rate on their home loan when they apply through the Pradhan Mantri Awas Yojana.
  5. Online part pre-payment: Borrowers can part pre-pay their home loans
  6. Manage their account online: Borrowers can manage their home loan account through the company’s digital customer portal, where they can access their loan details from anywhere, any time.
 
For a speedy loan application process, borrowers can click here to apply for an E-Home Loan from BHFL.


About Bajaj Housing Finance Limited

Bajaj Housing Finance Limited (BHFL) is a 100% subsidiary of Bajaj Finance Limited – one of the most diversified NBFCs in the country with 19 product lines across consumer, commercial and SME finance catering to more than 42 million customers across the country. Head quartered in Pune, Bajaj Housing Finance Limited offers finance to individuals as well as corporate entities for purchase, construction and renovation of homes or commercial spaces. It also provides loan against property for business or personal needs as well as offers working capital for business expansion purposes. It also offers finance to builders and developers engaged in construction of homes. The company enjoys highest long-term credit rating of AAA (Stable) by CRISIL and IND AAA (Stable) by India Ratings and highest short-term credit rating of CRISIL A1+ by CRISIL and IND A1+ by India Ratings.

To know more:  https://www.bajajhousingfinance.in/
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