Top-up loans are available at significantly lower interest rate in comparison to high-interest personal loans, along with the flexibility to opt for a longer tenure. BHFL also offers flexi loan repayment options in their top-up loan as an added feature, where you can manage the interest outgo basis the amount utilized.
Other than existing customers, one can avail of a Top-up loan from BHFL when you do a Home Loan Balance Transfer. Along with a lower interest rate, there are various benefits offered by Bajaj Housing Finance Limited such as:
- Pre-payment facility – You can easily make part-payments without any additional charges on home loans with floating interest rates. This feature can help you to make pre-payment whenever you have adequate funds available, reducing the tenure of your home loan.
- Complete Transparency – BHFL ensures complete transparency with its customers without any hidden charges applicable to home loan balance transfer.
- Zero foreclosure charges – If you wish to close the loan at any given point, BHFL doesn’t charge any additional amount for the foreclosure for individual borrowers opting for home loans with floating interest rates.
- Easy account management – BHFL believes in staying ahead of times hence it offers you end-to-end account management digitally and online, saving your precious time and efforts.
Along with this, Bajaj Housing Finance Limited offers a complete array of financial solutions around property to customers under one roof.